Windy weather is on the way.
Homeowners have been warned to take immediate action to secure trampolines, garden furniture, and other loose outdoor items to avoid potentially costly damage ahead of the coming storm. Garden Furniture Sofa Set
Peopl Insurance has also reminded homeowners to review their insurance policies, as storm damage to outdoor furniture may not always be covered.
As Storm Éowyn approaches Ireland with a red weather warning in effect, homeowners were told that repair bills for damage caused by rogue trampolines and outdoor furniture could reach thousands of euros.
Spokesperson for Peopl Insurance Dominic Lumsden said garden furniture and trampolines can become serious hazards during storms if left unsecured.
“We’ve seen cases where trampolines have been blown onto roads, train tracks, or even electricity lines during extreme weather.
“A flying trampoline or piece of furniture can cause significant damage to your own property or your neighbour’s, and it’s entirely preventable.”
He told householders to try and store garden furniture indoors. If they are unable to do this they should secure these items with sandbags or heavy-duty ties.
Peopl Insurance has also reminded homeowners to review their insurance policies, as storm damage to outdoor furniture may not always be covered.
“While most home insurers cover damage from storms, this may be limited to structures like sheds and outbuildings, and not extend to garden furniture. Some policies only cover outdoor furniture if the damage is linked to theft attempts,” said Mr Lumsden.
Peolp Insurance, which sells its products through credit unions, issued key advice for homeowners ahead of the storm.
Peopl Insurance also highlighted the importance of flat roof maintenance, warning that many insurers place strict conditions on storm damage cover for older or poorly maintained roofs.
Mr Lumsden said: “By taking proactive steps now, homeowners can avoid costly repairs and reduce the risks associated with Storm Eowyn.”
He said people who have a flat roof need to make sure their insurer is aware of it, and they need to check the conditions in their home insurance policy around flat roofs.
“Your insurer could refuse to cover damage caused to or by a flat roof, particularly if your roof is over a certain size or age, or made of certain construction materials, and if you do not regularly maintain it.”
The Peopl Insurance spokesperson said some home insurers don’t cover for storm or flood damage if the flat roof is more than 10 years old and made of torched-on felt, or if the roof is made of any other felt and is more than five years old.
“Your insurer might also refuse to cover you if you don’t get your flat roof maintained by a qualified roofer or builder at least every five years,” Mr Lumsden said.
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